Debt collection in Poland involves pursuing payments through a legal framework governed by the Civil Code and the Act on Payment Terms in Commercial Transactions. Specialized debt collection agencies operate within these legal boundaries, using various methods to recover outstanding debts. If informal approaches fail, legal action may be taken through the court system, with court judgments enabling enforcement mechanisms like asset seizure or bank account garnishment. Consumer protection laws exist to safeguard debtor rights, and ethical practices must be followed by debt collectors. Interest and additional costs on overdue payments are regulated by law, with creditors entitled to claim interest on outstanding debts. More information by this link: https://www.grandliga.com/en/debt-collection-in-poland/
